Medicare can feel like a foreign language, but it doesn’t have to. In this episode, Cherie Clough breaks down the ABCDs of Medicare, upcoming 2026 changes, and how to avoid costly mistakes when enrolling. #MedicareMadeSimple #HealthInsurance #SeniorPlanning #Medicare2026

Key Notes
- Medicare has four parts: A (hospital), B (medical), C (Advantage), D (drugs).
- Enrollment windows are strict—missing them can cause penalties.
- Plans change yearly; you must review benefits annually.
- Couples don’t need to be on the same plan; it depends on individual health and needs.
- Income levels can raise or lower your Medicare costs.
- Free guidance is available from licensed brokers like Ch
Links
https://www.linkedin.com/in/cherieclough
facebook.com/cherieJVC
Offer
- Offer: Free consultations for Medicare questions, enrollment, and plan reviews.
- Website: InsuranceWithSherie.com
- Phone: 423-503-1474
- Facebook: Cherie Clough Medicare Advisor
Meet Cherie
Cherie Clough brings together a Master’s degree
in Teaching and a passion for helping others to
make insurance decisions easier and less
overwhelming. Licensed in both Tennessee and
Virginia to sell Health and Life Insurance, Cherie
specializes in simplifying Medicare so clients can
feel confident about their choices.
Her background in education allows her to explain
complex options in a clear, easy-to-understand
way. Beyond Medicare, she also helps individuals
and families with ACA Marketplace coverage and
offers supplemental policies such as dental, vision,
cancer, disability, and hospital indemnity
insurance. For Cherie, this work is about more
than just insurance — it’s about relationships,
compassion, and making sure every person feels
supported and understood. Guided by her motto,
“Where Knowledge Meets Compassion,” Cherie
takes the time to help each client find a plan that
truly fits their needs.