Medicare can feel like a foreign language, but it doesn’t have to. In this episode, Cherie Clough breaks down the ABCDs of Medicare, upcoming 2026 changes, and how to avoid costly mistakes when enrolling. #MedicareMadeSimple #HealthInsurance #SeniorPlanning #Medicare2026 

Key Notes 

  • Medicare has four parts: A (hospital), B (medical), C (Advantage), D (drugs). 
  • Enrollment windows are strict—missing them can cause penalties. 
  • Plans change yearly; you must review benefits annually. 
  • Couples don’t need to be on the same plan; it depends on individual health and needs. 
  • Income levels can raise or lower your Medicare costs. 
  • Free guidance is available from licensed brokers like Ch 

https://www.linkedin.com/in/cherieclough

facebook.com/cherieJVC 

Offer 

  • Offer: Free consultations for Medicare questions, enrollment, and plan reviews. 
  • Website: InsuranceWithSherie.com 
  • Phone: 423-503-1474 
  • Facebook: Cherie Clough Medicare Advisor 

Meet Cherie 

Cherie Clough brings together a Master’s degree 

in Teaching and a passion for helping others to 

make insurance decisions easier and less 

overwhelming. Licensed in both Tennessee and 

Virginia to sell Health and Life Insurance, Cherie 

specializes in simplifying Medicare so clients can 

feel confident about their choices. 

Her background in education allows her to explain 

complex options in a clear, easy-to-understand 

way. Beyond Medicare, she also helps individuals 

and families with ACA Marketplace coverage and 

offers supplemental policies such as dental, vision, 

cancer, disability, and hospital indemnity 

insurance. For Cherie, this work is about more 

than just insurance — it’s about relationships, 

compassion, and making sure every person feels 

supported and understood. Guided by her motto, 

“Where Knowledge Meets Compassion,” Cherie 

takes the time to help each client find a plan that 

truly fits their needs. 

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