If you filed an extension this year—this is for you. If you’ve already sent in your return, this might be a little dated, but still worth a quick listen for next time.
So, here’s what to know before you file:
First—gather everything. That means your W-2s, 1099s, any forms related to health coverage or education credits, mortgage interest—basically, if it has a dollar amount and the IRS cares about it, have it handy. Checking your IRS online account can help fill in any gaps.
Double check your personal info. Sounds basic, but the IRS kicks back returns over small things—like a mismatched birthdate or name that doesn’t match your Social Security card. Make sure your dependents’ info is spot-on too.
File electronically. It’s faster, more accurate, and gets your refund moving quicker. Direct deposit is still the safest way to get your money. And if you have to mail it in, double check the address—yes, snail mail still matters.
Don’t forget to report all your income. That includes gig work, tips, unemployment, even digital assets. If you’ve traded or used crypto in any way, you still need to check that digital asset box—yes or no, everyone has to answer it.
Routing and account numbers matter. If you expect a refund, make sure your direct deposit info is correct. One typo can slow things down or send it to the wrong place.
And—don’t forget to sign. If you’re filing jointly, both people need to sign. If you’re filing electronically, make sure you enter your prior year’s AGI to validate the return.
If you owe taxes, those were still due on April 15, even if you filed an extension. But you can still pay online through Direct Pay, IRS accounts, or even digital wallets.
Still need time? You can file for an extension until October 15, just remember—it gives you more time to file, not more time to pay.
And one last thing—keep a copy of your return and all your paperwork. You’ll thank yourself next year or if the IRS ever comes knocking.
https://www.irs.gov/newsroom/follow-key-filing-guidelines-to-speed-refunds-avoid-errors
