by candy | Oct 28, 2024 | Community, Featured
Your retirement nest egg, especially in traditional IRAs, 401(k)s, or 403(b)s, may be significantly reduced by taxes. For instance, a $1 million retirement fund could be worth only $760,000 after federal taxes at a 24% marginal rate. This reduction is exacerbated by...
by candy | Oct 21, 2024 | Community, Featured, News Letter
Many retirees worry about outliving their savings, with 63% of Americans more fearful of running out of money than dying. This concern often overshadows the significant issue of overpaying taxes in retirement. Many taxes paid during retirement could be reduced or...
by candy | Oct 14, 2024 | Business, Community, Featured
Working from home affords the flexibility to create your own schedule and customize your workspace. To succeed in this environment, it’s essential to adopt effective work habits. Benefits of Working from Home: Custom Environment: Design a workspace that suits...
by candy | Sep 30, 2024 | Community, Featured
Potential homebuyers in 22 states and the District of Columbia now need a six-figure salary to afford a median-priced home, according to a recent Bankrate analysis. The median home price stands at $402,343, and the required average annual income to purchase such a...
by candy | Sep 2, 2024 | Community, Featured
Ever wonder about those hefty fees associated with homeowners associations (HOAs)? Well, with more and more of us becoming part of HOAs, it’s no surprise that financial advisors and tax pros are becoming bombarded with questions about how to handle these...
by candy | Aug 19, 2024 | Community, News Letter
A recent report by the Center for Responsible Lending (CRL) highlights significant concerns regarding the use of cash advance apps such as Brigit, Cleo, Dave, EarnIn, and FloatMe. Consumers who use these apps often face triple-digit annual interest rates, frequent...